by Steve Altmayer | Nov 16, 2021 | Auto, Insurance
If you have been on any of the freeways or even in town, you may have noticed that it seems that people are driving faster and more recklessly than before. This is because it IS happening more. For rough figures, from 2019 (normal driving conditions- Pre Covid)...
by Steve Altmayer | Feb 24, 2020 | Insurance, Liability
Errors and Omissions Insurance (E and O, for short) is needed for a broad range of risks. It provides coverage for inadvertent mistakes, oversights, miscalculations, faulty plans and things related to loss resulting from a mistake made by the person that is considered...
by Steve Altmayer | Sep 9, 2019 | Claims, Insurance
There are MANY contractors out there who can do reconstruction / restoration work on your home, and MANY body shops than can fix your vehicle’s damage, so how should you choose? Here are a few key points to consider.First, you do not have to get 3 bids or...
by Steve Altmayer | Jun 27, 2018 | Insurance, Liability
How much insurance should a person carry for liability? Property damage is pretty much set by replacement cost calculators and different things, so those really can’t be moved around too much. Liability is an entirely different situation however. To get the...
by Steve Altmayer | Mar 23, 2018 | Claims, Insurance, Premiums
Insurance policies are legal contracts that you are agreeing to follow in exchange for an insurance company taking on risk on your behalf. So what is expected of you, the consumer? Paying for the policy on time If the insurance is not paid for, it does not cover...
by Steve Altmayer | Dec 7, 2017 | Insurance, Premiums
When most people think about insurance, they think about price first. Am I getting a good deal? Could I find a better deal? These are important pieces of the equation, but certainly NOT what should determine your acceptance or rejection of a quote.You get what you pay...